Calculator Tool

Annuity Calculator

Compute annuity values—present value, future value, or payment amount—for streams of equal periodic payments.

How to Use This Calculator

Simple steps to solve your annuity calculator problems

1

Try AI Math Solver

Click the button above to access our AI-powered math solver.

2

Input Your Problem

Type, paste, or upload an image of your annuity calculator problem in natural language.

3

Get Step-by-Step Solution

Receive a detailed walkthrough with clear explanations for each step.

4

Ask Follow-up Questions

Need clarification? Ask questions about any step in the solution process.

Example prompts to paste

  • PV of $500/month for 5 years at 5% annual rate
  • What payment pays off $25,000 over 60 months at 6%?
  • FV of $300/month for 15 years at 7% (ordinary annuity)

About This Calculator

Why MathAI GPT is different from traditional calculators

Annuities are sequences of equal payments over time. They model loans, retirement income, and structured settlements. The timing (ordinary vs due) matters.

Common Uses

  • Find PV or FV of an ordinary annuity
  • Calculate payment amount for a target
  • Compare ordinary annuity vs annuity due
  • Apply to loan payments and retirement planning

Key Advantages

Shows each logical step — not just the final answer
Understands free-form math and plain language together
Accepts images of handwritten or printed problems
Helps you learn the method, not just copy answers
Annuity Calculator | MathAI GPT